- $25 minimum deposit to open
- Interest earned on all balances of $1 or more
- $1,500 in any combination of other deposit accounts required to avoid service charge.
- No monthly maintenance fee when minimum balance is maintained*
- Free oxford wallet-style checks
- Free e-statements**
*$12 monthly maintenance fee if balance falls below $1,500 requirement
** $3.00 paper statement fee/month will apply with no e-statement