CD Accounts
CDs never go out of style.
Whether you’re out in the wild or on your laptop at home, being on the lookout for great CD deals just makes sense.
E-statements are a practical way of keeping an eye on your investment on a monthly basis instead of waiting for your statement to come in the mail. To sign up for e-statements visit: https://www.passumpsicbank.com/customer-center/online-banking-digital-service
A Certificate of Deposit is a low-risk investment with a fixed interest rate. If this sounds right for you, we offer a couple of great options:
Current Rates
Effective Date: Wednesday, May 13, 2026
| Minimum Balance to Earn APY | Interest Rate | APY | |
|---|---|---|---|
| 11-Month CD Special* | $2,500 | 3.73% | 3.80% |
| 3-Month CD | $500 | .15% | .15% |
| Youth 6-Month CD | $75 | 1.98% | 2.00% |
| 6-Month CD | $500 | 3.63% | 3.70% |
| 12-Month CD | $500 | 3.49% | 3.55% |
| 18-Month CD | $500 | 3.54% | 3.60% |
| 2-Yr CD | $500 | 2.96% | 3.00% |
| 3-Yr CD | $500 | 3.05% | 3.10% |
| 4-Yr CD | $500 | 3.05% | 3.10% |
| 5-Yr CD | $500 | 3.05% | 3.10% |
| Health Savings Account CD | $500 | .60% | .60% |
| IRA/SEP Savings-Variable Rate | $25 | .08% | .08% |
* Annual Percentage Yield (APY) is accurate as of Friday, May 1, 2026. Business and Personal accounts qualify. Individual Retirement Accounts included. The account will not earn interest below the minimum qualifying balance. Minimum balance required to obtain the APY: $2,500. A penalty may be imposed for early withdrawal.
Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.
A penalty may be imposed for early withdrawal of certificates of deposit, including IRAs/SEPs invested in certificates of deposit.
Disclosures:
* Annual Percentage Yield (APY) is accurate as of Friday, May 1, 2026. Business and Personal accounts qualify. Individual Retirement Accounts included. The account will not earn interest below the minimum qualifying balance. Minimum balance required to obtain the APY: $2,500. A penalty may be imposed for early withdrawal.
Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.
A penalty may be imposed for early withdrawal of certificates of deposit, including IRAs/SEPs invested in certificates of deposit.