IRA Accounts

It’s never too early to think about your future.

If you’re fortunate enough to be thinking about retirement, and if those plans include relaxation, hobbies and/or traveling, we offer both Roth IRAs and Traditional IRAs.

Current Rates

Effective Date: Friday, February 3, 2023

 Minimum Balance
to Earn APY
Interest RateAPY
7 Month CD Special**$1,0002.71%2.75%
7 Month CD Special with New Money**$20,000 New Money3.20%3.25%
3-Month CD$500.15%.15%
Youth 6-Month CD$75.40%.40%
6-Month CD$500.40%.40%
12-Month CD$500.60%.60%
2-Yr CD$500.70%.70%
3-Yr CD$500.80%.80%
4-Yr CD$500.90%.90%
5-Yr CD$5001.04%1.05%
IRA/SEP Savings-Variable Rate$25.08%.08%
Disclaimer

**Annual Percentage Yield is accurate as of November 18, 2022. Personal and business accounts are allowed. Business or non-personal accounts are eligible up to a maximum deposit of $100,000. 1 account per business. Individual Retirement Accounts included. E-statement only. A penalty may be imposed for early withdrawal.

Annual Percentage Yield (APY) is accurate as of effective date listed above.

Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.

Annual Percentage Yield (APY) is accurate as of effective date listed above.

Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.

A penalty may be imposed for early withdrawal of certificates of deposit, including IRAs/SEPs invested in certificates of deposit.

The rate may change on variable rate deposit products after the account is opened.

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Options for IRAs: