IRA Accounts

It’s never too early to think about your future.

If you’re fortunate enough to be thinking about retirement, and if those plans include relaxation, hobbies and/or traveling, we offer both Roth IRAs and Traditional IRAs.

Current Rates

Effective Date: Friday, July 1, 2022

 Minimum Balance
to Earn APY
Interest RateAPY
3-Month CD$500.15%.15%
Youth 6-Month CD$75.20%.20%
6-Month CD$500.20%.20%
12-Month CD$500.25%.25%
2-Yr CD$500.35%.35%
3-Yr CD$500.45%.45%
4-Yr CD$500.55%.55%
5-Yr CD$500.65%.65%
IRA/SEP Savings-Variable Rate$25.08%.08%

Annual Percentage Yield (APY) is accurate as of effective date listed above.

Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.

A penalty may be imposed for early withdrawal of certificates of deposit, including IRAs/SEPs invested in certificates of deposit.

The rate may change on variable rate deposit products after the account is opened.


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Options for IRAs: