Youth CDs

This one’s for the kids! Youth CDs allow individuals under the age of 18 to be a primary owner.

  • 6-month term
  • Primary owner must be under age 18
  • $75 minimum opening deposit
  • Additional deposits can be made in amounts of $25 or more
  • Quarterly statements
  • CDs pay a higher rate than savings accounts
  • Interest is earned when entire balance of $75 is maintained
  • May be subject to early withdrawal penalty

More Options for CDs: