CD Accounts

CDs never go out of style.

Whether you’re out in the wild or on your laptop at home, being on the lookout for great CD deals just makes sense.

A Certificate of Deposit is a low-risk investment with a fixed interest rate. If this sounds right for you, we offer a couple of options:

Current Rates

Effective Date: Saturday, December 7, 2024

Minimum Balance
to Earn APY
Interest RateAPY
9 Month CD / IRA Special$10,000 - CD Minimum

$500 - IRA Minimum

Additional .10% increase with $10,000 New Money to Passumpsic Bank = 4.35% APY*
4.16%4.25%
3-Month CD$500.15%.15%
Youth 6-Month CD$75.40%.40%
6-Month CD$500.40%.40%
12-Month CD$500.60%.60%
2-Yr CD$500.70%.70%
3-Yr CD$500.80%.80%
4-Yr CD$500.90%.90%
5-Yr CD$5001.04%1.05%
IRA/SEP Savings-Variable Rate$25.08%.08%
Disclaimer

*Annual Percentage Yield (APY) is accurate as of May 10, 2024. Commercial, Business and Personal accounts qualify. Individual Retirement Accounts included. E-statement only. The account will not earn interest below the minimum qualifying balance.

Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.

A penalty may be imposed for early withdrawal of certificates of deposit, including IRAs/SEPs invested in certificates of deposit.

Disclosures:

*Annual Percentage Yield (APY) is accurate as of Friday, September 13, 2024. Business and Personal accounts are eligible.  CD Minimum balance to obtain the APY*: $10,000. IRA Minimum balance to obtain the APY*: $500. Additional .10% basis points with $10,000 New Money to Passumpsic Bank = 4.35% APY* for 9-month CD or IRA. A penalty may be imposed for early withdrawal. E-statements only.

Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.

A penalty may be imposed for early withdrawal of certificates of deposit, including IRAs/SEPs invested in certificates of deposit.

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Options for CDs: