CD Accounts
CDs never go out of style.
Whether you’re out in the wild or on your laptop at home, being on the lookout for great CD deals just makes sense.
E-statements are a practical way of keeping an eye on your investment on a monthly basis instead of waiting for your statement to come in the mail. To sign up for e-statements visit: https://www.passumpsicbank.com/customer-center/online-banking-digital-service
A Certificate of Deposit is a low-risk investment with a fixed interest rate. If this sounds right for you, we offer a couple of great options:
Current Rates
Effective Date: Thursday, March 26, 2026
| Minimum Balance to Earn APY | Interest Rate | APY | |
|---|---|---|---|
| 11-Month IRA Special* | $500 | 3.73% | 3.80% |
| 3-Month CD | $500 | .15% | .15% |
| Youth 6-Month CD | $75 | 1.98% | 2.00% |
| 6-Month CD | $500 | 3.63% | 3.70% |
| 12-Month CD | $500 | 3.49% | 3.55% |
| 2-Yr CD | $500 | 2.96% | 3.00% |
| 3-Yr CD | $500 | 3.05% | 3.10% |
| 4-Yr CD | $500 | 3.05% | 3.10% |
| 5-Yr CD | $500 | 3.05% | 3.10% |
| Health Savings Account CD | $500 | .60% | .60% |
| IRA/SEP Savings-Variable Rate | $25 | .08% | .08% |
*Annual Percentage Yield (APY) is accurate as of Friday, March 6th. Personal accounts only. Special offer applies to IRAs and SEPs. The account will not earn interest below the minimum qualifying balance. Term of 11 months. A penalty may be imposed for early withdrawal. Have an IRA somewhere else? We’ll reimburse up to $250 of your transfer penalty.
**Annual Percentage Yield (APY) is accurate as of February 20, 2026. Commercial, Business and Personal accounts qualify. Individual Retirement Accounts included. E-statement only. The account will not earn interest below the minimum qualifying balance.
Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.
A penalty may be imposed for early withdrawal of certificates of deposit, including IRAs/SEPs invested in certificates of deposit.
Disclosures:
*Annual Percentage Yield (APY) is accurate as of Friday, March 6, 2026. Personal accounts only. Special offer applies to IRAs and SEPs. The account will not earn interest below the minimum qualifying balance. Term of 11 months. A penalty may be imposed for early withdrawal. Have an IRA somewhere else? We'll reimburse up to $250 of your transfer penalty.
**Annual Percentage Yield (APY) is accurate as of Friday, February 20, 2026.
Business and Personal accounts are eligible.
Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.
A penalty may be imposed for early withdrawal of certificates of deposit, including IRAs/SEPs invested in certificates of deposit.