CD Accounts
CDs never go out of style.
Whether you’re out in the wild or on your laptop at home, being on the lookout for great CD deals just makes sense.
E-statements are a practical way of keeping an eye on your investment on a monthly basis instead of waiting for your statement to come in the mail. To sign up for e-statements visit: https://www.passumpsicbank.com/customer-center/online-banking-digital-service
A Certificate of Deposit is a low-risk investment with a fixed interest rate. If this sounds right for you, we offer a couple of great options:
Current Rates
Effective Date: Saturday, December 13, 2025
| Minimum Balance to Earn APY | Interest Rate | APY | |
|---|---|---|---|
| 3-Month CD | $500 | .15% | .15% |
| Youth 6-Month CD | $75 | 1.98% | 2.00% |
| 6-Month CD | $500 | 3.63% | 3.70% |
| 12-Month CD | $500 | 3.49% | 3.55% |
| 2-Yr CD | $500 | 2.96% | 3.00% |
| 3-Yr CD | $500 | 1.98% | 2.00% |
| 4-Yr CD | $500 | 1.98% | 2.00% |
| 5-Yr CD | $500 | 1.98% | 2.00% |
| Health Savings Account CD | $500 | .60% | .60% |
| IRA/SEP Savings-Variable Rate | $25 | .08% | .08% |
*Annual Percentage Yield (APY) is accurate as of November 12, 2025. Commercial, Business and Personal accounts qualify. Individual Retirement Accounts included. E-statement only. The account will not earn interest below the minimum qualifying balance.
Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.
A penalty may be imposed for early withdrawal of certificates of deposit, including IRAs/SEPs invested in certificates of deposit.
Disclosures:
*Annual Percentage Yield (APY) is accurate as of Wednesday, November 12, 2025.
Business and Personal accounts are eligible.
Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.
A penalty may be imposed for early withdrawal of certificates of deposit, including IRAs/SEPs invested in certificates of deposit.