CD Accounts

CDs never go out of style.

Depending on what’s happening in your life, you may want to be conservative with your money.

A Certificate of Deposit is a low-risk investment with a fixed interest rate. If this sounds right for you, we offer a couple of options:

Current Rates

Effective Date: Friday, February 3, 2023

 Minimum Balance
to Earn APY
Interest RateAPY
7 Month CD Special**$1,0002.71%2.75%
7 Month CD Special with New Money**$20,000 New Money3.20%3.25%
3-Month CD$500.15%.15%
Youth 6-Month CD$75.40%.40%
6-Month CD$500.40%.40%
12-Month CD$500.60%.60%
2-Yr CD$500.70%.70%
3-Yr CD$500.80%.80%
4-Yr CD$500.90%.90%
5-Yr CD$5001.04%1.05%
IRA/SEP Savings-Variable Rate$25.08%.08%
Disclaimer

**Annual Percentage Yield is accurate as of November 18, 2022. Personal and business accounts are allowed. Business or non-personal accounts are eligible up to a maximum deposit of $100,000. 1 account per business. Individual Retirement Accounts included. E-statement only. A penalty may be imposed for early withdrawal.

Annual Percentage Yield (APY) is accurate as of effective date listed above.

Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.

**Annual Percentage Yield is accurate as of November 18, 2022. Personal and business accounts are allowed. Business or non-personal accounts are eligible up to a maximum deposit of $100,000. 1 account per business. Individual Retirement Accounts included. E-statement only. A penalty may be imposed for early withdrawal. 

 

Annual Percentage Yield (APY) is accurate as of effective date listed above.

Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.

A penalty may be imposed for early withdrawal of certificates of deposit, including IRAs/SEPs invested in certificates of deposit.

The rate may change on variable rate deposit products after the account is opened.

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Options for CDs: