CD Accounts
CDs never go out of style.
Depending on what’s happening in your life, you may want to be conservative with your money.
A Certificate of Deposit is a low-risk investment with a fixed interest rate. If this sounds right for you, we offer a couple of options:
Current Rates
Effective Date: Wednesday, January 22, 2020
| Minimum Balance to Earn APY | Interest Rate | APY | |
|---|---|---|---|
| 3-Month CD | $500 | .15% | .15% |
| Youth 6-Month CD | $75 | .25% | .25% |
| 6-Month CD | $500 | .30% | .30% |
| 12-Month CD | $500 | .50% | .50% |
| 2-Yr CD | $500 | .75% | .75% |
| 3-Yr CD | $500 | .85% | .85% |
| 4-Yr CD | $500 | 1.24% | 1.25% |
| 5-Yr CD | $500 | 1.54% | 1.55% |
| IRA/SEP Savings-Variable Rate | $25 | .20% | .20% |
Annual Percentage Yield (APY) is accurate as of effective date listed above.
Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.
A penalty may be imposed for early withdrawal of certificates of deposit, including IRAs/SEPs invested in certificates of deposit.
The rate may change on variable rate deposit products after the account is opened.