CD Accounts

CDs never go out of style.

Depending on what’s happening in your life, you may want to be conservative with your money.

A Certificate of Deposit is a low-risk investment with a fixed interest rate. If this sounds right for you, we offer a couple of options:

Current Rates

Effective Date: Wednesday, April 1, 2020

 Minimum Balance
to Earn APY
Interest RateAPY
3-Month CD$500.15%.15%
Youth 6-Month CD$75.25%.25%
6-Month CD$500.30%.30%
12-Month CD$500.40%.40%
2-Yr CD$500.60%.60%
3-Yr CD$500.70%.70%
4-Yr CD$500.80%.80%
5-Yr CD$500.85%.85%
IRA/SEP Savings-Variable Rate$25.20%.20%

Annual Percentage Yield (APY) is accurate as of effective date listed above.

Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.

A penalty may be imposed for early withdrawal of certificates of deposit, including IRAs/SEPs invested in certificates of deposit.

The rate may change on variable rate deposit products after the account is opened.

PSB20507_CD-Refresh_CDPg Graphic_540pix_v.2020-03-12


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Options for CDs: