CD Accounts

CDs never go out of style.

Depending on what’s happening in your life, you may want to be conservative with your money.

A Certificate of Deposit is a low-risk investment with a fixed interest rate. If this sounds right for you, we offer a couple of options:

Current Rates

Effective Date: Sunday, March 24, 2019

 Minimum Balance
to Earn APY
Interest RateAPY
★ IRA SPECIAL* ★$5002.08%2.10%
3-Month CD$500.15%.15%
Youth 6-Month CD$75.25%.25%
6-Month CD$500.30%.30%
12-Month CD$500.50%.50%
2-Yr CD$500.75%.75%
3-Yr CD$500.85%.85%
4-Yr CD$5001.24%1.25%
5-Yr CD$5001.54%1.55%
IRA/SEP Savings-Variable Rate$25.20%.20%

IRA Special: Minimum Balance to obtain APY* $500. Minimum Balance to open the account is $5,000 for new money or your tax year contribution. Available February 4 - April 15, 2019.  Terms available: 1-year, 2-year, 3-year, 4-year and 5-year. A penalty may be imposed for early withdrawal. Annual Percentage Yield* effective as of February 4, 2019.


Annual Percentage Yield (APY) is accurate as of effective date listed above.

Certificates of Deposit are available as Individual Retirement Account. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. For IRAs, the minimum amount you can deposit is designated in your IRA disclosure.

A penalty may be imposed for early withdrawal of certificates of deposit, including IRAs/SEPs invested in certificates of deposit.

The rate may change on variable rate deposit products after the account is opened.


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Options for CDs: