Checking Accounts
Banking with you, for you.
Your life is busy and we appreciate that, so managing your checking account should be simple.
We offer a variety of dependable checking accounts, all of which include the following benefits:
- A detailed monthly statement
- Free internet banking service
- Overdraft protection available
- 24-hr banking at Passumpsic Bank ATMs
- Free online bill pay service
- ATM/Debit card available
Current Rates
Effective Date: Thursday, November 12, 2026
| Expedition | Explorer | Free Checking | Senior Free Checking | |
|---|---|---|---|---|
| Free Checking | ✓ | ✓ | ✓ | ✓ |
| Monthly reward when qualifications are met** | Up to 4.00% APY* paid on balances up to $15,000 and 0.20% APY* on balances of $15,000 and over if qualifications are met. 0.05% APY* on all balances even if qualifications aren't met. | 3.00% cash back on debit card purchases---that's up to $6.00 a month. | ||
| Criteria that needs to be met during the qualification cycle** | At least 12 debit card purchases post and settle (excluding ATM transactions). Make 1 direct deposit or ACH debit transaction. Receive eStatements**** | At least 12 debit card purchases post and settle (excluding ATM transactions). Make 1 direct deposit or ACH debit transaction. Receive eStatements**** | ||
| Refunds on ATM fees, nationwide*** | Up to $20 per month*** | Up to $20 per month*** | ||
| No minimum balance to earn rewards | ✓ | ✓ | ||
| No monthly maintenance fees | ✓ | ✓ | ✓ | ✓ |
| Basecamp Savings available | ✓ | ✓ | ||
| Minimum deposit to open | $25 | $25 | $25 | $25 |
| Free debit card & online banking | ✓ | ✓ | ✓ | ✓ |
| Unlimited checking | ✓ | ✓ | ✓ | ✓ |
Disclaimer
*Annual Percentage Yield as of August 10, 2026 and can change at any time.
**”Qualification Cycle” means the period beginning the day after the second (2nd) Wednesday of the month through the second (2nd) Wednesday of the following month.
***ATM fees incurred during the monthly qualification cycle will be reimbursed, (maximum reimbursement is $20.00 per monthly qualification cycle) when qualifications are met each monthly qualification cycle.