Checking Accounts

Banking with you, for you.

Your life is busy and we appreciate that, so managing your checking account should be simple.

We offer a variety of dependable checking accounts, all of which include the following benefits:

  • A detailed monthly statement
  • Free internet banking service
  • Overdraft protection available
  • 24-hr banking at Passumpsic Bank ATMs
  • Free online bill pay service
  • ATM/Debit card available


An interactive telephone banking system that allows you to do balance inquiries, payable and transfer funds, or see if a check has cleared. Call Toll Free: 1 (800) 581-1905.

Current Rates

Effective Date: Sunday, October 21, 2018

 Minimum to
Open Account
Minimum Balance
to Earn APY
Interest RateAPY
Reward Checking *
Personal Accounts Only
$25$1.05%.05% +
$25$1-$25,000.50%.50% +
$25Above $25,000.10%.10% +
Bonus Benefits*$25$1.05%.05%

Annual Percentage Yield (APY) is accurate as of effective date listed above.

*The following requirements must be met each monthly activity cycle to earn APY:

  • Access online banking at least once
  • Receive your monthly statement electronically
  • One direct deposit or ACH auto debit transaction
  • Make at least ten (10) Debit Card transactions (excluding ATM transactions)

Requirements must be met each monthly qualification cycle to earn bonus rates and ATM refunds. The qualification cycle means the period beginning on the third (3rd) Friday of the month and running through to the close of the current statement cycle on the third (3rd) Thursday of the month. If the required minimum monthly activity is performed during the qualified cycle, your account will be credited interest calculated using the bonus rate tiers. If the required minimum monthly activity is not performed during the qualification cycle, your account will be credited interest calculated using the base interest rate.

+ .50% APY paid on balances $1-$25,000, and 0.10% APY paid on all amounts above $25,000 each cycle the minimum requirements are met. If you do not meet the requirements during a given cycle, you will earn the Base Rate of 0.05% APY.

$25 minimum to open account all checking accounts.
All rates are subject to change without notice.


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Choose the checking account that best suits you and your family: