Explorer Checking
The cash back account for daily adventures
Open an everyday checking account that’s all about convenience and cash back! Live your life to the fullest and earn cash for purchasing the things you need and doing the things you love. Choose an account that accommodates all your adventures.
- $25.00 minimum deposit to open
- No monthly maintenance charges
- No minimum balance
- Earn up to $72 cash back per year, up to $6 per month.
- Availability of Account Rewards on Passumpsic Connect
For each monthly qualification cycle** that you qualify, earn 3.00% cash back on your everyday debit card purchases of up to $200, up to $72 cash back per year. For each qualification cycle that you qualify for, you'll also get cash back in the form of refunds on ATM withdrawal fees.
Earn rewards cash back plus receive refunds on ATM fees incurred during the monthly qualification cycle** (maximum reimbursement is $20.00 per monthly qualification cycle**).
To qualify for Explorer rewards you must meet the following criteria during the qualification cycle**:
- Have at least 12 debit card purchases post and settle (excluding ATM transactions)
- Make one direct deposit or ACH debit transaction
- Receive your monthly statement electronically; customers must opt-in to eStatements to avoid a monthly statement fee.
Once you’ve qualified for Explorer rewards, you can keep track by:
- Viewing monthly qualification status and reward activity anytime through Passumpsic Connect
- Sign in to Passumpsic Connect and select the Account Rewards tab for up-to-date information about your account reward.
*Annual Percentage Yield is accurate as of August 10, 2026 and can change at any time. To qualify for Explorer rewards you must meet the following criteria during the qualification cycle**:
- Have at least 12 debit card purchases post and settle (excluding ATM transactions)
- Make one direct deposit or ACH debit transaction
- Receive your monthly statement electronically; customers must opt-in to eStatements to avoid a monthly statement fee.
**"Qualification Cycle" means the period beginning the day after the second (2nd) Wednesday of the month through the second (2nd) Wednesday of the following month.