Fraud Alerts

CAPTCHA checks—or pop-ups with a quick test to determine if the computer user is a robot—have become inescapable on the modern web. The FTC is warning that fraudsters are spreading fake CAPTCHA requests to take advantage of consumers. If you aren’t paying attention, criminals can quickly take control of your device.

People are telling the FTC they’ve gotten letters in the mail from law firms about unclaimed life insurance money. Have you gotten one of these? The “lawyer” says that one of their clients, with your same last name, died and you’re the heir to a life insurance policy worth millions. (Spoiler alert: you’re not.) The letter then explains that they’d like to split the proceeds between you, some charity organizations, and their law firm. But what’s really happening here?

Scammers have been taking advantage of how much people love animals. They’ll steal and manipulate pet images, videos, and even use AI-generated deepfakes to help them trick you into giving them your money or personal information. Fortunately, there are ways to help you detect and avoid these kinds of scams:

Summer is here! If you haven’t made your vacation plans yet, you might be looking for a deal. While you look for bargains, scammers are looking for ways to reach you…and your money. Here are some things to know to help you avoid travel scams.

Did you get a call claiming you missed jury duty and need to pay? Followed by a text or email with official-looking documents saying there’s a warrant out for your arrest? As alarming as these things sound, they’re a scam designed to steal your money.

When you search online, do you click the first result you see? You’re not alone. But that habit could cost you — especially if you’re searching for health insurance or government healthcare programs like Medicare.

With summer just around the corner, your mind might be on vacation already. But scammers aren’t taking a break. Watch out for these frequent traps to make sure your holiday plans continue without a hitch.

The FTC is getting reports about a new phishing scam that looks a lot like the CAPTCHA requests you might be used to seeing. Real CAPTCHAs give you image- or text-based tasks to prove you’re not a robot — something like typing letters and numbers exactly as they appear, or matching pictures of things like fire hydrants or traffic lights. Here’s how the fake CAPTCHA requests happen…and how you could wind up installing malware on your own device.

Medicare losses due to fraud, errors, and abuse cost taxpayers about $60 billion every year. Providers might double bill Medicare for a single treatment, charge for things like a back brace you didn’t get (or need); a company might offer you a fake Medicare drug plan; or a scammer might ask you to confirm your Medicare number ­— which they then use to commit hospice fraud.

It’s graduation and summer party season. The FTC is getting reports about unexpected “You’re invited” texts and emails that are actually phishing scams. These fake invitations ask for your email login credentials or a special pass code to open them, but don’t do it. Learn how these phishing scams work and how to protect yourself if you get one.