Kasasa Accounts

psb_kasasa

Don’t just bank. Kasasa.

Kasasa is an award-winning financial technology and marketing services company that provides reward checking accounts. You'll never find Kasasa at a Megabank because Kasasa is more than free checking and monthly rewards. It’s a vote of confidence in your local community. So be proud, bank local, and get rewarded for it!


It's how we thank you for banking with us

When you choose Kasasa through Passumpsic Bank you get:

  • A detailed monthly statement
  • Free internet banking service
  • Overdraft protection available
  • 24-hr banking at Passumpsic Bank ATMs
  • Free online bill pay service
  • ATM/Debit card available



Choose the checking account that best suits you and your family:

Comparing Accounts

Effective Date: Wednesday, April 24, 2019

 Kasasa Cash®Kasasa Cash Back®Kasasa Tunes®
Free checking
Monthly reward when qualifications are met**2.00% APY* paid on balances up to $15,000 if qualifications are met. .25% APY* on balances of $15,000 and over. .05% APY* on all balances even if qualifications aren't met. 2.00% cash back on debit card purchases---that's up to $8.00 per month.Up to $10 in refunds on iTunes®, Amazon® & Google Play™ purchases each month. $20 in refunds for opening an account
Refunds on ATM fees, nationwide***Up to $25 per month***Up to $25 per month***Up to $25 per month***
No minimum balance to earn rewards
No monthly maintenance fees
Kasasa Saver® available
Minimum deposit to open$25$25$25
Free debit card & online banking
Unlimited checking
Disclaimer

*Annual Percentage Yield as of October 1, 2018 and can change at any time.

** Qualification cycle means the period beginning on the 2nd Wednesday of the month through the business day prior to the 2nd Wednesday of the following month

***ATM fees up to $4.99 per transaction incurred during the monthly qualification cycle (maximum reimbursement is $25.00 per monthly qualification cycle) when the qualifications are met each monthly qualification cycle.

Here’s how to earn your Kasasa rewards…

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account during each Monthly Qualification Cycle:**

  • At least 12 debit card purchases (exclude ATM transactions)
  • At least 1 automatic payment(s) (ACH debit transaction or direct deposit)
  • Be enrolled in and agree to receive e-statements

Plus, there are no additional qualifications to earn a higher Kasasa Saver rate. Just meeting for Kasasa Cash or Kasasa Cash Back qualifications and get a higher rate on your savings, too!  

Add Kasasa Saver – an automatic way to save!

Have your rewards transferred into a free Kasasa Saver account – where you can earn up to a 1.00% APY* on balances up to $50,000, each qualification cycle that you qualify .25% APY* on balances over $50,000 or a .05% APY*, even if you don’t meet your qualifications for the month.

Frequently Asked Questions

Q. Is my Kasasa account always free?

Answer:

Yes. There’s never a monthly maintenance fee on any Kasasa account, even if you keep a really low balance. Also, there’s no minimum balance required to earn your rewards.

Q. Monthly rewards and refunds on ATM withdrawal fees – how?

Answer:

Yep! The simple things you do to earn you Kasasa rewards (we call them “qualifications”) actually help us save money every month. The rewards and refunds are our way of saving “thanks!”

Q. What happens it I don’t meet my qualifications?

Answer:

You won’t earn your rewards, but there’s no penalty fee – you still have a free checking account. And you can get right back to earning your rewards the very next qualifications cycle.

Q. Why can’t I get Kasasa at a megabank?

Answer:

Because Kasasa is more than free checking and monthly rewards. It’s a vote of confidence in your local community. So be proud, bank local, and get rewarded for it!

Questions?

Request more information.

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